Get or REFINANCE
YOUR Annuity
-
Increase Income (25% or More)
-
Zero Fee To Change
-
100% Free Audit
-
No Cash Out of Pocket to Do
-
No Tax Impact
-
6-13% Interest Rates
Annuity Refinance Case Studies
Client | Initial Annuity Amount | Current Yearly Income | Refinanced Yearly Income |
Phil B. | $852,264 | $52,173 | $65,234 |
Jill S. | $231,769 | $28,234 | $37,178 |
Ken P. | $997,134 | $70,587 | $82,355 |
Aaron D. | $681,397 | $42,566 | $50,244 |
Anita J. | $1,256,972 | $79,978 | $113,654 |
Sam T. | $372,694 | $22,733 | $31,577 |
Financial Success Planning – Road Map
Deep-Dive/DiscoveryÂ
- Gather financial data
- Goals, milestones, timeline
- Comfort level with risk
- Additional concerns long term
Strategic Analysis
- Review asset allocation
- Impact of expense and taxes
- Plan feasibility
- Short and long view
Plan Presentation
- Review plan for feedback
- Make adjustments as needed
- Confirm all is included
- Agreement to proceed with plan
Implementation
- Transfer assets based on plan
- Re-deploying funds
- Insurance, long-term health care
- Coordinating with other advisors
Progress Monitoring
- Ongoing reviews
- Plan updates
- Allocation adjustments
- Future planning
Meet the Annuity Finacial Experts
Doug Singer has more than three decades of experience in the financial services industry, from working with big wirehouses to working face-to-face with clients to design goal oriented plans and achieve their unique objectives.
He has also been securities licensed since 1993, giving him the ability to provide holistic planning services no matter an individual’s needs or objectives. Now at new company name, his mission is to provide hands-on, personal service that helps our clients understand where their sources of income will come from in retirement and how they will protect themselves from tax obligation and
market risk.
He’s also passionate about analyzing that level of risk, and having navigated the pitfalls of the market, he understands how to help clients assemble a portfolio that matches their tolerance for market volatility.
Doug believes that everything starts with education, and without a proper hold on the concepts we implement into a plan, our job isn’t complete. Once the educational principles are in place, he aims to empower our clients to make the best financial decisions for themselves and adopt strategies they have conviction in.
Doug grew up in Highland Park, Illinois, and attended Indiana University Bloomington, graduating with his bachelor’s degree in business. A sports superfan, he is an avid golfer, and his competitive nature always pushes him to practice and improve his game. He also enjoys hiking, skiing and spending time with his beautiful wife Barb and their two children.
Doug Singer
David Garman
David Garman began his career in the investment business in 1986. He has held positions of Vice President with Smith Barney and as Regional Vice President with AXA financial. He holds Series 65 General Securities Licenses. David also holds several insurance licenses and insurance brokerage agreements with multiple insurance companies. A noted public speaker, David has given over 100 investment presentations to groups throughout Indiana. He also makes himself available as a public speaker for various professional and fraternal organizations.